05-18-2020 7:21:45 PM CST
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05-14-2020 10:03:58 AM CST
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Real Estate Email Templates
Homebuying is an increasingly digital process. Today, 80% of homebuyers conduct internet research when considering homes to buy, and 89% use the internet to find real estate agents. In fact, millennials are currently the largest group of homebuyers (at 34% and growing). Documents can be signed virtually, homes can be viewed by video, and realtors are expected to be online.
So where should you begin? Start with a strong email marketing strategy. Formal, impersonal letters no longer do the trick.
The fastest way to modernize your outreach is by implementing short, direct, and personalized email campaigns.
To help you get started, here are 10 real estate email templates that will usher your communication into the digital age.
05-01-2020 7:31:00 AM CST
04-30-2020 6:54:10 PM CST
The Division of Florida Condominiums, Timeshares and Mobile Homes is charged with providing oversight of the Florida residential communities we regulate through education, complaint resolution, mediation and arbitration, and developer disclosure.
Welcome timeshare owners/purchasers, prospective purchasers, developers, management companies, and industry professionals to the division’s timeshare page. As a regulatory agency, a top priority is to provide public information concerning Florida timeshare resorts and industry-related news. This site has been developed to bring you timely and relevant information concerning financial, examination, and enforcement issues affecting timeshare resorts registered with the division.
The timeshare industry is growing in Florida. Our mission is to be the model timeshare regulatory organization in the U.S. We foster compliance with timeshare laws and rules, regulate with fairness, and practice excellent service to all customers as we approve new timeshare resorts, monitor current operations for compliance and performance, and communicate to you, our customers, while implementing Chapter 721, Florida Statutes
All requests for publications, documents, forms, applications for licenses, permits and other similar certifications can be obtained by contacting the Customer Contact Center.
Boyd McAdams, Director
2601 Blair Stone Road
04-03-2020 6:55:22 AM CST
opular Forms, Instructions & Publications
US Individual Income Tax Return
Employee's Withholding Certificate.
03-22-2020 7:30:04 PM CST
Go Behind the Score with Tenant Credit Reports
Every screening bundle includes a ResidentScore to help you pick the right tenant. Some people want the details behind the score.
How do you get those details? By choosing the upgraded screening bundle that includes a tenant credit report after signing up for a free membership.
Tenant Credit Report: beyond the score
Our ResidentScore is designed to help you and other landlords like you make better rental decisions—and it’s free for landlords who pass on the cost to renters. But that doesn’t mean you won’t have questions like:
What’s in the tenant credit report?
How recent are the late payments? How late? How much was late? Who was paid late?
You can see these details for yourself when you upgrade to receive a SmartMove rental credit report:
Know your tenant’s rental credit report
With TransUnion SmartMove’s renter credit report
With TransUnion SmartMove, landlords can run rental credit reports in minutes. As a property owner or landlord, you’ll be able to make better decisions for your rental property much faster and more efficiently.
TransUnion SmartMove offers a credit report for landlords like you that want to know more about their applicant's credit history. After signing up for a free account, you can gain fast access to the same data that’s used by large property management companies with TransUnion SmartMove's comprehensive leasing recommendations. If you want a thorough background report on your renters, SmartMove will show you the whole picture in an easy to read format.
Doesn’t impact the tenant's credit score
A tenant credit check from SmartMove is different than most resident screening services. A review of a SmartMove report results in a soft-inquiry on the applicant’s credit history, which has no effect on their overall credit score. Rental applicants can also be confident in the safety and security of their personal information throughout the process thanks to TransUnion’s experienced team. TransUnion SmartMove is the clear choice for helping you make the right decisions for your rental property.
Since the rental applicant initiates the release of their personal information, the result will be a soft-inquiry that won’t affect the applicant’s credit score. As an added bonus, our tenant credit reports are formatted for tenant screening to help you better analyze the risk of renting to potential tenants.
SmartMove makes it easy and free for landlords to sign up and quickly identify important information about a potential applicant. You'll get the insight you need to make an informed leasing decision by accessing the context behind the score.
Available 24/7 online
Since the entire TransUnion SmartMove tenant screening process is completely online, it's accessible whenever it's most convenient for you. We also provide mobile optimized reports, so that you can access the tenant credit check you need wherever you are.
Provided by a trusted company
Renter credit reports are provided by TransUnion, a company with more than 40 years of experience in the consumer reporting industry.
03-22-2020 6:29:18 PM CST
HOW COVID-19 COULD IMPACT THE REAL ESTATE MARKET
BY ANTHONY SANFILIPPO
Covid-19, or coronavirus, is all that everyone is talking about. And there are dozens of questions related to it. Is it preventable? How fast is it spreading? How dangerous is it? Will a treatment or even a cure be found in time?
All those questions are fair, and from a public health standpoint, should be asked and answered by those who are tasked to answer them – like the Centers for Disease Control.
However, this global pandemic, while terrifying millions around the world, is also having an impact on global financial markets and likely will impact the U.S. Real Estate market soon.
“U.S. MORTGAGE RATES HIT AN ALL-TIME LOW IN EARLY MARCH, WITH THE AVERAGE RATE OF THE 30-YEAR FIXED-RATE MORTGAGE DROPPING TO A STAGGERING 3.29%.”
Mortgage interest rates are plummeting, and according to a report on CNBC in early March, they could fall as low as zero percent, and even then, the Fed could go even farther.
“We certainly think the Fed would be prepared to do more,” said Michael Gapen, head of U.S. Economics at Barclay’s in an interview with CNBC. “There’s a lot of volatility in markets, and the Fed is very concerned about market functioning and keeping liquidity free flowing and credit available.”
In addition to the plummeting mortgage interest, an already slow real estate market will be impacted by a lack of Chinese buyers.
“China has been the most important source of foreign demand for real estate,” Lawrence Yun, chief economist at the National Association of Realtors®(NAR) told Realtor.com. “The upper-end market can expect to be softer as a result.”
That’s because wealthy Chinese buyers often purchase luxury properties in places like California and New York.
According to NAR’s most recent data about foreign buyers, Chinese buyers spent $13.4 billion on U.S. homes between April 2018 and May 2019 – which is a 56% drop from the previous 12-month span.
While some of that drop can be attributed to more strict rules by the Chinese government on international spending combined with tougher immigration rules in the U.S., even those Chinese buyers who would still come to America to buy real estate have been put on ice based on travel restrictions, flight cancellations and required quarantines and self-isolations.
This takes away the incentive to buy real estate because when a potential buyer can see the property remains unknown.
THE MORTGAGE INTEREST-FREE FALL
U.S. Mortgage rates hit an all-time low in early March, with the average rate of the 30-year fixed-rate mortgage dropping to a staggering 3.29% according to Freddie Mac, eclipsing the previous low set back in 2012. Just a year ago, though, mortgage rates were hovering in the mid-4% range after almost touching 5% at the end of 2018.
However, some experts, like Jay Farner, CEO of Quicken Loans, sees this as an opportunity for current homeowners to refinance their mortgages and pay down the loan even faster.
“So, 30-year mortgage rates have dropped quite a bit to the low-to-mid three percent range on a 30-year fixed-rate, and we’re now below three percent on a 15-year fixed,” Farner told MarketWatch “ So, I’d say for the vast majority of Americans, they’re now in a position where they can save money by refinancing. So, they should be doing something.
“THE ONE POTENTIAL CONUNDRUM FOR LOWER MORTGAGE INTEREST RATES IS THAT IT COULD CREATE A SLIPPERY SLOPE WHERE MORE BUYERS ENTER THE MARKET TRYING TO GET A GOOD DEAL, ALLOWING SELLERS TO JACK UP THEIR PRICES.”
03-10-2020 7:56:54 PM CST
A team approach to human excellence.
All rights reserved Edward Cambas - 2020 another EC3 Website and Platform.
02-04-2020 9:56:03 PM CST
Denny's is partnering with Earvin "Magic" Johnson to bring a one-of-a-kind training experience to employees. With positions that offer flexible scheduling and competitive pay, you'll receive the skills you need for long-term growth and the support from an organization that values leadership, education and advancement of its employees. Join the team and see your future at Denny's.
12-28-2019 1:23:06 PM CST
04-21-2019 9:49:02 AM CST
Important links to Investor Information in Tampa, FL
04-01-2019 12:46:35 PM CST
NAR: U.S. existing-home sales surge 11.8% in Feb.
WASHINGTON – March 22, 2019 – Existing-home sales rebounded strongly in February, with the largest month-over-month gain since December 2015, according to the National Association of Realtors® (NAR). Three of the four major U.S. regions saw sales gains, while the Northeast remained unchanged from last month.
Total existing-home sales – completed transactions that include single-family homes, townhomes, condominiums and co-ops – shot up 11.8 percent from January to a seasonally adjusted annual rate of 5.51 million in February. However, sales are down 1.8 percent from a year ago (5.61 million in February 2018).
"A powerful combination of lower mortgage rates, more inventory, rising income and higher consumer confidence is driving the sales rebound," says Lawrence Yun, NAR's chief economist.
The median existing-home price for all housing types in February was $249,500, up 3.6 percent from February 2018 ($240,800). February's price increase marks the 84th straight month of year-over-year gains.
Total housing inventory at the end of February increased to 1.63 million, up from 1.59 million existing homes available for sale in January, a 3.2 percent increase from 1.58 million a year ago. Unsold inventory is at a 3.5-month supply at the current sales pace, down from 3.9 months in January but up from 3.4 months in February 2018.
"It is very welcoming to see more inventory showing up in the market," says Yun. "Consumer foot traffic consequently is rising as measured by the opening rate of SentriLock key boxes."
Properties remained on the market for an average 44 days in February, down from 49 days in January but up from 37 days a year ago. Forty-one percent of homes sold in February were on the market for less than a month.
Yun, who has called for more inventory over the course of 2018, says the market would benefit greatly in 2019 with additional new housing.
"For sustained growth, significant construction of moderately priced-homes is still needed. More construction will help boost local economies and more home sales will help lessen wealth inequality as more households can enjoy in housing wealth gains," Yun says. A typical homeowner accumulated an estimated $8,700 in housing equity over the past 12 months and $21,300 over the past 24 months.
According to Freddie Mac, the average commitment rate for a 30-year, conventional, fixed-rate mortgage decreased to 4.37 percent in February from 4.46 percent in January. The average commitment rate across all of 2018 was 4.54 percent.
"We're very happy to see homebuyers returning to the market, as the beginning of Spring represents a prime time to purchase a new home," says NAR President John Smaby. "Potential buyers and sellers should seek out a local Realtor to stay abreast of the market and take advantage of the various housing benefits that are currently being extended during housing transactions."
First-time buyers were responsible for 32 percent of sales in February, up from last month and a year ago (both 29 percent).
All-cash sales accounted for 23 percent of transactions in February, equal to January's percentage but marginally down from a year ago (24 percent). Individual investors, who account for many cash sales, purchased 16 percent of homes in February, identical to January's 16 percent, but a tick up from a year ago (15 percent).
Distressed sales – foreclosures and short sales – represented 4 percent of sales in February, equal to both the 4 percent represented in January and at this time a year ago. One percent of February sales were short sales.
Single-family and condo/co-op sales
Existing condominium and co-op sales were recorded at a seasonally adjusted annual rate of 570,000 units in February, unchanged from last month and down 5.0 percent from a year ago. The median existing condo price was $233,300 in February, which is up 3.1 percent from a year ago.
In the Midwest, existing-home sales rose 9.5 percent from last month to an annual rate of 1.27 million, roughly even to February 2018 levels. The median price in the Midwest was $188,800, which is up 5.4 percent from last year.
Existing-home sales in the South grew 14.9 percent to an annual rate of 2.39 million in February, down 0.4 percent from last year. The median price in the South was $219,300, up 2.5 percent from a year ago.
Existing-home sales in the West rocketed 16.0 percent to an annual rate of 1.16 million in February, 7.9 percent below a year ago. The median price in the West was $379,300, up 3.0 percent from February 2018.
© 2019 Florida Realtors®
Related Topics: Home sales
03-21-2019 10:51:40 AM CST
ORLANDO, Fla. – March 20, 2019 – The Florida Real Estate Commission (FREC) met in Orlando and addressed advertising rules.
FREC revisited the team ad rule finalized in June 2018. While the rule became official last summer, it gave real estate teams one year to comply with the new regulations. The effective date of compliance – July 1, 2019 – has not changed.
Team ad rule change
FREC commissioners approved a change to the first sentence of subparagraph (6), which addresses the size of team names compared with brokerage names in advertising. The change will assist licensees with compliance and with enforcement of the rule by the Division of Real Estate.
If the change is unopposed as it winds its way through Florida's rulemaking process, it will replace the existing first sentence of this subparagraph.
"The rationale behind the change is the word 'appear' is vague in the current version, given the number of questions raised by brokers and teams," says Juana Watkins, Florida Realtors vice president of law and policy and general counsel. "In addition, comparing the logo of the brokerage to the printed name of the team presented difficulties as well. For these reasons, FREC hopes to eliminate the confusion caused by the team ad rule."
New subparagraph 61J2-10.026(6): In a
The rule now winds its way through Florida's rulemaking process that includes, among other things, publication and a 21-day public comment period after publication.
In addition to making the team ad rule change, FREC decided not to change the individual advertising rule.
© 2019 Florida Realtors®
02-06-2019 9:50:03 AM CST
Questions about possible ad rule changes?
ORLANDO, Fla. – Feb. 1, 2019 – Individual ad rules may change. Florida Real Estate Commission (FREC) commissioners will consider new language for the already-existing advertising rule, 61J2-10.025, at their meeting scheduled for Wednesday, Feb. 13, 2019, in Orlando.
Under consideration is an individual ad-rule revision that a licensee's name shall not appear in larger print than the name or logo of their registered brokerage in any advertising. This change would replicate some of the language in the new team advertising rule, 61J2-10.026.
These changes may impact how you do business.
Have questions? Plan to attend FREC's meeting on Wednesday and participate in the amendment process by sharing your thoughts with the commission at Division of Real Estate,
FREC's meeting notice
Department of Business and Professional Regulation
Florida Real Estate Commission
RULE NO.: 61J2-10.025
RULE TITLE: Advertising
The Florida Real Estate Commission announces a workshop to which all persons are invited.
DATE AND TIME: Wednesday, February 13, 2019, 1:30 p.m., or as soon thereafter as can be heard.
PLACE: Florida Real Estate Commission Office, 400 W. Robinson Street, #N901, Orlando, Florida 32801
GENERAL SUBJECT MATTER TO BE CONSIDERED: To discuss proposed text of the rule
A copy of the agenda may be obtained by contacting: Lori Crawford, Executive Director, Florida Real Estate Commission, 400 W. Robinson Street, #N801, Orlando, Florida 32801, email@example.com.
Pursuant to the provisions of the Americans with Disabilities Act, any person requiring special accommodations to participate in this workshop/meeting is asked to advise the agency at least five days before the workshop/meeting by contacting: Lori Crawford, executive Director, Florida Real Estate Commission, 400 W. Robinson Street, #N801, Orlando, Florida 32801, firstname.lastname@example.org. If you are hearing or speech impaired, please contact the agency using the Florida Relay Service, 1(800)955-8771 (TDD) or 1(800)955-8770 (Voice).
© 2019 Florida Realtors®
01-30-2019 10:12:06 AM CST
This is an important link to find out more about our Administrative Code which applies to Real Estate.
12-21-2018 7:33:37 AM CST
12-19-2018 1:00:05 PM CST
Have you met your requirements for ethics training?
12-10-2018 12:09:30 PM CST
11-26-2018 9:29:12 AM CST
Everybody who has a "Team Name" or concept be ready to see some changes and adjustments to the rules. The Key element is clarity in ensuring the public knows who exactly they are legally dealing with. From the desk of Edward Edward E. Cambas, a Lic. Real Estate Broker. 786-200-8817.
© 2018 Florida Realtors®
11-12-2018 4:23:24 PM CST
For more info contact Edward Cambas, a Lic. Real Estate Broker at 786-200-8817.
10-24-2018 8:42:22 AM CST
This is the link which describes team and group advertising and representation to the public.
10-23-2018 10:06:07 PM CST
475.215 Multiple licenses.—(1) A licensed broker may be issued upon request additional licenses as a broker, but not as a sales associate or as a broker associate, whenever it is clearly shown that the requested additional licenses are necessary to the conduct of real estate brokerage business and that the additional licenses will not be used in a manner likely to be prejudicial or harmful to any person, including a licensee under this chapter. The commission may also deny a multiple license request pursuant to s. 475.17(1)(a). A final order of discipline rendered against a broker for a violation of this part or s. 455.227(1) applies to the primary license of the broker as well as any multiple licenses held by that broker at the time the final order becomes effective. (2) A sales associate or broker associate shall have no more than one registered employer at any one time. History.—ss. 20, 45, ch. 82-179; ss. 28, 30, ch. 88-20; s. 10, ch. 91-89; s. 4, ch. 91-429; s. 9, ch. 93-261; s. 31, ch. 2003-164; s. 1, ch. 2013-144.
10-23-2018 9:57:27 PM CST
475.05 Power of commission to enact bylaws and rules and decide questions of practice.— The commission may enact bylaws for its own government and adopt rules pursuant to ss. 120.536(1) and 120.54 to implement the provisions of law conferring powers or duties upon it. The commission may decide questions of practice arising in the proceedings before it, having regard to this chapter and the rules then in force. Printed copies of rules, or written copies under the seal of the commission, shall be prima facie evidence of their existence and substance, and the courts shall judicially
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